Review of Thomson's FBI/SBI membership - is it worth it?
These are the rates / benefits as of December 2025
Becoming a mum is a whirlwind of emotions—excitement, joy, and let’s be honest, a fair bit of "wallet anxiety." If you’ve decided to deliver at Thomson Medical Centre (TMC), you’ve likely heard about their FBI (First Born Incentive) or SBI (Subsequent Born Incentive) membership.
At $118 for a 2-year membership, many mamas ask: Is it actually worth it? After looking into the perks, the math is simple: Yes. In fact, the membership pays for itself before you even check into the hospital. Here is a breakdown of why this is a must-have for any TMC-bound Singapore mum.
1. The Instant Payback: Hospital Room Discounts
The biggest "win" with the FBI/SBI membership is the direct discount on your hospital bill. In the world of private healthcare, every bit of savings helps.
Suites, Premier Rooms & 1-Bedders: You get a $118 discount on your room.
2-Bedders: You get an $80 discount.
If you are planning for a 1-bedder or a suite (which most TMC mums prefer for the privacy and the "staycation" vibes), the membership has already paid for itself 100% just through this one benefit.
2. The Famous "Supersized" Welcome Goodie Bag
One of the most talked-about perks is the Welcome Gift Pack. Unlike some freebies that are just brochures, TMC’s bag is known for being genuinely useful.
While the exact contents rotate, mamas often find a treasure trove of samples from popular brands like Huggies, Friso, Thomson Essential and Drypers. You can expect items like:
Newborn diapers and wet wipes.
Maternity essentials.
Baby skincare samples (lotions, washes).
3. Savings Beyond the Delivery Suite
The membership isn't just for the two nights you spend in the ward. Since it lasts for 2 years, you get "preferred rates" on the long tail of parenting costs:
Prenatal Savings: Discounts on fetal assessment scans (OSCAR, FA scans) and Childbirth Education (Antenatal) classes.
Postnatal Care: Member rates for baby’s follow-up visits at Thomson Paediatric clinics island-wide.
Mum’s Wellness: Discounts on TCM confinement herbal care, confinement food home delivery (Thomson Nutri), and even dental or skin specialist consultations.
4. Is it worth the $118?
If you look at the $118 price tag as an "investment," the ROI (Return on Investment) is instant:
Room Discount: -$118
Goodie Bag Value: +$150
Clinic/Scan Savings: Potential +$100–$300 over two years.
The Verdict: If you are 100% certain you are delivering at TMC, sign up immediately. It is a "no-brainer" because the room discount alone cancels out the membership fee, leaving you with a huge bag of freebies and two years of medical discounts for free.
How to save further on the TMC Room charges
Visit TMC's booth during the quarterly Mummy Market baby fairs as they will offer additional discounts when you book your room (place a deposit) during those fairs!
How to Sign Up?
You can sign up online at the
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