Unlock High-Yield Rewards: Trust Freedom Credit Card Offers 3% Stockback & Big Sign-Up Gifts!

Finding a credit card that offers flexibility, zero foreign transaction fees, and high rewards without complicated spend categories can feel like searching for a needle in a haystack.

Enter the Trust Freedom Credit Card. Trust Bank has taken card rewards to a whole new level by giving users total autonomy over how they want to earn; allowing cardholders to choose quarterly between Miles, Cashback, or Stockback.

If you choose Stockback, every dollar you spend builds your investment portfolio automatically at zero cost to you. Scroll to the end for the referral code for a chance to win up to US$8,000 worth of stocks!

🚀 The Headline Deal: 3% Stockback Promo (Till 31 Dec 2026)

Currently, Trust is running an attractive 3% Stockback promotion on both Local and Foreign Eligible Spend.

• No foreign transaction fees: Enjoy zero foreign currency transaction fees on your overseas spends while earning 3% Stockback.
  
  
• Pick your favourite assets: You aren't stuck with a random default stock. Choose from a curated selection of top US stocks and ETFs like NVIDIA, Tesla, Apple, Alphabet (Google), Meta, JPMorgan Chase, VOO, SPY, QQQ, and over 39+ more options.
  
  
• Automated investing: Rewards accumulate until they hit S$10, after which they are automatically invested directly into your selected stock or ETF.

⏰ Note on Promotion Period: The 3% Stockback on local and foreign spend is valid through 31 December 2026. From 1 January 2027, the rates will update to 2% Stockback on Local Spend and 0.5% Stockback on Foreign Spend.

There is no monthly minimum spend to earn this 3% Stockback, but it is capped at $500 per quarter (equivalent to spending of S$16,666.67). Standard retail spend, dining, groceries, shopping, travel, flights, hotels, and medical/hospital expenses are fully eligible to earn Stockback.

🎁 Golden Scratch Card: Win Up to US$8,000 Sign-Up Gift!

New to Trust Credit Card? Earning rewards starts the moment you apply:

• Choose Stockback: Unlock a Golden Scratch Card with a sure-win stock gift valued up to $8,000 USD in stocks. Use referral code CZX7TTYG to enjoy this special bonus!

• Choose Cashback: Get a sure-win cash gift of up to S$8,000.

• Offer valid until 31 January 2027 for new credit card customers.

📊 Comparison Table: How Trust Freedom Card Stacks Up

Here is how the Trust Freedom Card compares against popular unlimited cashback cards in Singapore, including Maribank's Credit Card, UOB Absolute Cashback, and Standard Chartered Simply Cash:

Key Takeaways from the Comparison:

1. Local Spend (Now & Long-Term Winner):

   • Until 31 Dec 2026: At 3% Stockback, Trust Freedom beats every entry-level unlimited cashback card hands down.

   • From 1 Jan 2027 Onward: At 2% Stockback, it still remains superior to market alternatives like Mari Credit Card (1.7%), UOB Absolute (1.7%), and Standard Chartered Simply Cash (1.5%) for local spend.

2. Foreign Spend Strategy:

   • Until 31 Dec 2026: Earning 3% Stockback with 0% FX fee makes Trust Freedom the best card to bring along on overseas trips and for online foreign transactions.

   • From 1 Jan 2027 Onward: Mari Credit Card becomes the better option for foreign spend, offering a higher 1.7% cashback with zero foreign exchange fees compared to Trust's revised 0.5% Stockback.

Final Verdict: Is the Trust Freedom Card Worth It?

If you are looking for an effortless way to compound your daily spend into long-term wealth, the Trust Freedom Credit Card is a clear winner. With zero annual fees, zero FX fees, and an incredible 3% Stockback promotion, it is one of the highest returning cards available right now.

Make sure to sign up before 31 December 2026 to maximize the promotional 3% rate across all your spending. Use referral code CZX7TTYG to claim your Golden Scratch Card sign-up gift worth up to $8,000 USD!